Understanding and Managing Multiple Accounts in Yono by SBI

Having multiple accounts with different Customer Identification Files (CIFs) in Yono by SBI can be convenient, but it requires proper management to ensure seamless access and transactions. This guide will walk you through the process of managing your accounts in Yono by SBI, ensuring you can efficiently use the app for all your financial needs.

Step-by-Step Guide to Managing Multiple CIFs in Yono by SBI

To effectively use Yono by SBI with multiple CIFs, follow these steps:

Download the Yono App: Make sure you have the Yono by SBI app installed on your smartphone. This ensures you have access to all the features and functions necessary for managing your accounts. Log in to Your Primary Account: Open the app and log in using your primary account credentials (CIF 1). This will be your starting point for managing all other accounts. Add Additional Accounts: Go to the Home screen. Tap on the Profile icon or your account details. Look for an option like Add Account or Manage Accounts. Enter the details of your other CIFs and accounts as prompted. You may need to provide the account number, CIF number, and other relevant information. Switch Between Accounts: Go to the Home screen. Tap on the account name or number displayed at the top. A list of all linked accounts will appear. Select the account you want to access. Perform Transactions: You can perform transactions, check balances, and manage services for each account by selecting the relevant account. Enable Security Features: Ensure that you enable any security features such as biometric login for added protection, especially since multiple accounts are involved.

If you encounter any issues during the process, consider contacting SBI customer support for further assistance.

Alternative Approach for Merging CIFs

If you have different CIFs, you should contact your home branch and request to merge the multiple CIFs into a single CIF. After merging, all your accounts will appear under a common CIF, making it easier to register and use YONO and YONO lite for managing your accounts.

Alternatively, if you are a single customer with multiple CIFs, you should visit your home branch and submit an application for the deduplication of CIFs (merger). After this process, all the accounts under different CIFs will be linked with a single CIF. Be sure to specify which CIF number you want to use and which one you want to dissolve.

By following these steps, you can ensure that you can efficiently manage your multiple accounts in Yono by SBI and enjoy smooth and secure transactions.

Conclusion

Effectively managing multiple accounts in Yono by SBI enhances your financial experience. By following the steps outlined in this guide, you can easily switch between your accounts and perform transactions without any hassle. If you face any challenges, seek assistance from SBI customer support, or consider conducting a CIF merger to simplify your account management.